Funds (including unit trusts, OEICs and structured products):
Platform Fee: 0.25% per year (on the first £250,000); 0.10% (on the value between £250,000 and £1m); 0.05% (on the value between £1m and £2m); No charge (on the value above £2m)
‍
‍Dealing Fee/Regular Investments (online): £1.50 per deal


‍Shares (including investment trusts, ETFs, gilts and bonds):
Platform Fee: 0.25% per year (max £3.50 per month)
‍
‍Dealing Fee (online): £9.95 per deal reducing to £4.95 per deal if there were 10+ deals in the previous month
‍
‍Regular Investments (online): £1.50 per deal
‍

Cash transfer to another ISA manager: No charge
‍
Transfer out the underlying assets: £9.95 per holding

Capital at risk. ISA rules apply.

Funds:
Platform Fee: 0.40% per year (on the first £50,000); 0.35% (on the next £200,000); 0.25% (on the next £250,000); No charge (on the amount about £500,000)

‍Dealing Fee (online): No charge


‍Shares:
No share dealing

Capital at risk.

Funds:
Platform Fee: 0.20% per year (minimum of £4 per month, capped at £125 per month)

‍Dealing Fee (online): £3 per deal

‍Regular Investments (online): £1 per deal
‍

‍Shares (and other investments):
Platform Fee: 0.10% per year (minimum of £4 per month, capped at £125 per month)

‍Dealing Fee (online): £6 per deal

‍Regular Investments (online): £1 per deal

Capital at risk.

Platform Fee: 0.40% per year (on the first £250,000); 0.20% (on the value between £250,000 and £500,000); 0.10% (on the value between £500,000 and £1m); No charge (on the value above £1m)
‍

Funds:
‍Dealing Fee: No charge
‍
‍
‍Shares:
‍Dealing Fee (online): £4.95 per deal

Capital at risk.

Funds (unit trusts & OEICs):‍
Platform Fee: 0.35% per year (on the first £250,000); 0.20% (on the value between £250,000 and £500,000); 0.15% (on the value between £500,000 and £1m); 0.05% (on the value between £1m and £2m); No charge (on the value above £2m)

‍Dealing Fee (online): No charge
‍
‍
‍Shares (including ETFs, investment trusts, commodities, gilts and bonds):‍
Platform Fee: 0.35% per year (minimum of £24 and maximum £240 per year)

‍Dealing Fee (online): £11.50 per deal*

*Clients who make one or more chargeable trade on any account within a calendar month will have all stock & shares platform charges waived across all accounts for that month

Transfer Out Fee (UK stocks or funds): £10 per holding

Capital at risk.

Platform Fee: 0.25% (on the first £500,000); 0.20% (on the value between £500,000 and £1m); 0.10% (on the value between £1m and £1.5m); No charge (on the value above £1.5m)
‍

Funds:
‍Dealing Fee: No charge
‍
‍
‍Shares (including Investment Trusts, ETFs and gilts):
‍Dealing Fee: £8.95 per deal (max)

Capital at risk.

eToro is a multi-asset brokerage that provides access to over 2,000 stocks, cryptocurrencies, CFDs and other instruments.

Signing up with eToro and accessing a US$100,000 demo account is free, but a minimum deposit of US$10 is required to start investing.
‍
Here are the key eToro fees and charges:
‍
Currency conversion (FX) fee: 0.5% on every deposit.
‍
Withdrawal fee: US$5 for every withdrawal.
‍
The minimum withdrawal amount is US$30. Long (BUY) non-leveraged stock and ETF positions are not executed as CFDs and do not incur commission (they do incur conversion and withdrawal fees).
‍
Inactivity fee: US$10 every month after an inactivity period of a year.

Please note: 78% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.
‍
Cryptoasset-investing is unregulated in some EU countries and the UK. No consumer protection. Your capital is at risk.

This is a robo-advisor or 'Do It For Me' platform

Platform Fee: 0.48% per year

‍Ongoing Charges Figure (OCF): 0.12% (avg.)

Capital at risk.

Best Ideas and Positive Impact Portfolios:‍
Platform Fee: 1.19% per year (on the value up to £99,999); 0.99% (£100k – £249,999); 0.79% (£250k – £499,999); 0.69% (£500k – £999,999); 0.66% (£1m+)

‍Fund Charges: 0.7 – 0.8%
‍
‍
‍Low Cost Portfolios:‍
Platform Fee: 0.99% per year (on the value up to £99,999); 0.79% (£100k – £249,999); 0.69% (£250k – £499,999); 0.59% (£500k – £999,999); 0.49% (£1m+)

‍Fund Charges: 0.1 - 0.2%
‍

Note - The reduced platform fees apply to your full portfolio as you reach each step, as opposed to being tiered (where the lower charges only apply to the portion of the fund above the new level)

Capital at risk.

Custody Fee: £17.49 per quarter (anything you pay in online dealing fee and funds platform fee will be deducted from your custody fee; you'll pay no custody fee in first two quarters of the year you join)
‍

Funds (Unit Trusts and OEICs):
‍Platform Fee: 0.30% (on the first £50,000); 0.25% (on the value between £50,000 and £250,000); 0.15% max £250 per quarter (on the value above £250,000)

‍Dealing Fee (online): No charge to buy; £10.99 to sell (reduces to £5.99 after 20 trades in any one calendar month)

‍Regular Investments: £1.50 per deal
‍
‍
‍Shares (including Investment Trusts, ETFs, Gilts and Bonds):
‍Dealing Fee (online): £10.99 per deal; £9.99 to trade ETFs (reduces to £5.99 after 20 trades in any one calendar month)

Regular Investments: £1.50 per deal


Transfer Out Fee: £15 per line of stock

Capital at risk.

Platform Fee: £45 per year if you have less than £7,500; 0.35% per year (if you have £7,500 but less than £250,000 or if you are on a regular savings plan); 0.2% (if you have £250,000 but less than 1m); No charge (on the value above 1m). Shares, ETFs and ITs are capped at £45


Funds:‍
‍Dealing Fee: No charge
‍
‍
‍Shares (including Investment Trusts and ETFs):
‍Dealing Fee (online): £10 per deal
‍
Regular Investments: £1.50 per deal


Note - The reduced platform fees apply to your full portfolio as you reach each step, as opposed to being tiered (where the lower charges only apply to the portion of your investment above the new level)

Capital at risk.

Access 26 global markets and trade over 20,000 financial instruments worldwide on a single account. Invest and trade directly in GBP, EUR, USD, Swiss Franc and 20+ currencies.

Promo: Apply by the 29th of July 2022, and trade commission-free up to a maximum commission amount of £500. Terms apply.
‍
Funds:‍
Annual Platform Fee: 0.25% max
‍Dealing Fee: No charge
‍
‍Shares (including ETFs and Bonds):
Platform Fees:
‍Annual Platform Fee (ISA): 0.25% (max £2.95 per month)
Annual Platform Fee (Trading Account): No charge
‍
Dealing Fees:
UK Shares: £2.95 per trade
US Shares: US$3.95 per trade
EU Shares: €3.95 per trade
US ETFs: US$3.95 per trade
EUR ETFs: €3.95 per trade
Bonds: £6.95 per trade
‍
Transfer out fee: No charge

Capital at risk.

‍Shares (including ETFs):
‍ISA Fee: £3 per month
‍
Dealing Fee: No charge
‍

Plus Plan‍
‍Platform Fee: £9.99 per month

Capital at risk.

Funds and Shares:‍
‍Platform Fee: £36 per year
‍
‍Dealing Fee (online): £9.50 per deal

Regular Investments: £2 per deal

Capital at risk.

Funds:‍
Platform Fee: 0.45% (on the first £250,000); 0.25% (on the value between £250,000 and £1m); 0.1% (on the value between £1m and £2m); No charge (on the value over £2m)

‍Dealing Fee: No charge
‍
‍
‍Shares (including UK and overseas shares, investment trusts, ETFs, VCTs, gilts and bonds):
Platform Fee: 0.45% (capped at £45 per year for ISA and £200 per year for SIPP). No charge for holding shares in a Fund and Share Account.

‍Dealing Fee (Online): £11.95 per deal, reducing to £8.95 if there were 10 - 19 deals in the previous month and further reducing to £5.95 if there were 20+ deals in the previous month.

Regular Investments: £1.50 per deal

Capital at risk. Other charges may apply.

Funds:‍
Platform Fee: 0.25% per year

‍Dealing Fee: No charge
‍
‍
‍Shares (including ETFs):
Platform Fee: £10.50 per quarter

‍Dealing Fee (online): £10.50 per deal reducing to £7.95 after your 9th trade in a calendar quarter


Transfer Out Fee: £15 per line of stock

Capital at risk.

‍Shares:
Platform Fee: £5 per quarter

‍Dealing Fee (online): £9.90 per deal

Transfer Out Fee / Account Closure: £60

Capital at risk.

Smart Portfolios:‍
Platform Fee: 0.50% per year (on the first £50,000); No charge (on the value over £50,000), effectively capping the platform fee at £250 per year.

Ongoing Charges Figure (OCF): 0.14% (avg.)

‍Transaction Costs: 0.07%
‍
‍
‍Shares:
Platform Fee: £24 per quarter (You will be exempt from this charge if you deal three or more times on your share dealing account during the quarter OR hold investments worth £15,000 or more across your IG Smart Portfolio accounts only, at the end of the quarter)

‍Dealing Fee (online): £8 per deal (reducing to £3 per deal if you placed 3+ trades the previous month)

Capital at risk.

Interactive Investor has three subscription plans to choose from:

Investor Plan (£9.99 per month): All the basics. This plan gives you access to a trading account, ISA, and as many Junior ISAs as you have children. It also comes with one free trade (funds or shares), free regular investing, and for an extra £10, you can add a SIPP. Additional trades are £5.99 per trade.‍

Pension Builder (£12.99 per month): A simple, low-cost SIPP. This plan gives you access to a Self-Invested Personal Pension (SIPP) and the same full range of investment options as the Investor plan. The plan also comes with free regular investing, but there is no free trade. Trades are £5.99 per trade.‍

Super Investor (£19.99 per month): Lowest trading fees. This plan gives you access to a trading account, ISA, and as many Junior ISAs as you have children. It also comes with two free trades (funds or shares), free regular investing, and free Friends and Family (which allows you to invite others to invest through your plan without paying a monthly fee). Additional trades are £5.99 per trade, and for an extra £10, you can add a SIPP.

‍Regular Investing Service: No charge

Capital at risk.

InvestEngine is a UK investment platfrom providing ready-made and commission-free DIY investments.
‍
With InvestEngine, there are no setup fees, dealing fees, ISA fees or withdrawal fees. Please keep in mind that InvestEngine requires a minimum investment amount of £100 to get started.

DIY Portfolios (Platform Fee): Free

Managed Portfolios (Platform Fee): 0.25% per year

ETF Charge (Fund Management Fee): Around 0.25% per year for income portfolios and 0.15% per year for growth portfolios

Market Spread: Around 0.07% per year for both income and growth portfolios

Capital at risk.

Account Opening Fee: £100 one-off
‍
‍
Funds and Shares:
‍Dealing Fee (online): £5 per deal

Transfer Out Fee: £25

Capital at risk.

This is a robo-advisor or 'Do It For Me' platform

‍Subscription Fee: £1 per month (free for the first 3 months)

‍Platform Fee: 0.45% charged monthly

‍Ongoing Charges Figure (OCF) and Transaction Costs: 0.12% - 0.30%

Capital at risk.

This is a robo-advisor or 'Do It For Me' platform

‍Platform Fee:
• 0.75% per year on investments less than £10,000
• 0.70% on the portion between £10,000 and £19,999
• 0.65% on the portion between £20,000 and £49,999
• 0.60% on the portion between £50,000 to £99,999
• 0.45% on the portion between £100,000 to £249,999
• 0.40% on the portion between £250,000 to £499,999
• 0.35% on the portion over £500,000

‍Ongoing Charges Figure (OCF): 0.20% (avg.)

Transaction Costs: up to 0.09%

Minimum Investment: £5,000 or £1,500 + regular direct debit

Capital at risk.

This is a robo-advisor or 'Do It For Me' platform

Initial Advice Fee: One-off and varies depending on the amount you have to invest (e.g. £5 on 100 per month regular saving, £50 on £500 to £1,000 per month; £50 on £20k lump sum; £200 on 50k lump sum; £450 on 100k lump sum)

‍Platform Fee: 0.11% per year

‍Ongoing Charges Figure (OCF): 0.22% (max.)

There is also an Ongoing Monitoring Fee which varies depending on the amount you have to invest (e.g. 0.73% per year on £100 per month regular saving; 0.71% on £500 per month; 0.58% on £1,000 per month; 0.25% on £20k lump sum; 0.40% on £50k lump sum; 0.45% on £100k lump sum)

Capital at risk.

This is a robo-adviser or 'Do It For Me' platform

NatWest Invest offers five ready-made portfolios - Cautious, Steady, Balanced, Optimistic and Daring
‍
Platform Fee: 0.35% (max.)

‍Ongoing Charges Figure (OCF): 0.60% (max.)

Transaction Costs: 0.07% (max.)

Capital at risk.

‍Platform Fee: 0.65% per year (on £50,000); 0.50% (on £250,000); 0.35% (on £500,000+)

‍Ongoing Charges Figure (OCF): 0.30% (avg.)

Minimum Investment: £50,000

Capital at risk.

Nutmeg has four investment styles to choose from based on your risk preference - fully managed, smart alpha, socially responsible, and fixed allocation.

Nutmeg’s products include Stocks and Shares ISA, Lifetime ISA, Junior ISA, and Pension. Formal financial advice is also available.
‍
Fixed Allocation Portfolio (Cheapest):‍
Platform Fee: 0.45% per year (up to £100,000); 0.25% (£100,000+)
Ongoing Charges Figure (OCF): 0.19% (avg.)
‍Transaction Costs: 0.05% (avg.)

Fully Managed Portfolio:‍
Platform Fee: 0.75% per year (up to £100,000); 0.35% (£100,000+)
Ongoing Charges Figure (OCF): 0.19% (avg.)
‍Transaction Costs: 0.05% (avg.)

Smart Alpha Portfolio:‍
Platform Fee: 0.75% per year (up to £100,000); 0.35% (£100,000+)
Ongoing Charges Figure (OCF): 0.14% (avg.)
‍Transaction Costs: 0.05% (avg.)

Socially Responsible Portfolio:‍
Platform Fee: 0.75% per year (up to £100,000); 0.35% (£100,000+)
Ongoing Charges Figure (OCF): 0.32% (avg.)
‍Transaction Costs: 0.05% (avg.)

Capital at risk.

This is a robo-advisor or 'Do It For Me' platform

Initial Advice Fee: No charge

‍Platform Fee: 0.35% per year

‍Ongoing Charges Figure (OCF) and Transaction Costs:
‍Portfolio 1 - 0.14%
Portfolio 2 - 0.12%
Portfolio 3 - 0.11%

Capital at risk.

This is a robo-advisor or 'Do It For Me' platform

When you subscribe to Plum Plus or Plum Pro (from £1 a month), you can choose to invest your money in a variety of funds. Plum calculates how much you can afford to set aside and invests that amount automatically.
‍
Subscription Fee: £1 per month (free for the first month)

Annual Investment Cost: 0.48% (avg.)

Capital at risk.

Funds:‍
Platform Fee: 0.35% per year (on the first £50,000); 0.20% (on the value between £50,000 and £500,000); 0.10% (on the value above £500,000)

‍Dealing Fee: No charge

If you choose to invest with the Digital Investment Adviser (robo-adviser), you'll be charged a one-off fee advice fee of £20.

If you choose to invest with the help of a face-to-face adviser, the adviser will detail the fee in your first meeting.
‍
‍
‍Shares:
No share dealing

Capital at risk.

Platform Fee: 0.25% of the value of your portfolio (payable half yearly, minimum of £12, maximum of £45)
‍
‍
‍Shares:
‍Dealing Fee (online): £12.50 per deal

Regular Investments: £1.75 per

Transfer Out Fee: £35 per holding

Capital at risk.

Stake is a commission-free digital brokerage app that allows you to invest in over 4,500 US stocks and ETFs.

It’s free to download the app and use Stake for its core features. Stake charges a 0.5% (US$2 minimum) FX fee on deposits and withdrawals. No FX fees are charged on trades.
‍
There are two accounts to choose from:
‍
Stake (free): Stake’s basic service gives you access to all assets on the platform, unlimited commission-free trades, advance order types and fractional trading.
‍
Stake Black (US$9/month): Stake Black offers a range of more sophisticated features including analyst ratings, price targets, full company financials and trading on unsettled funds.

Capital at risk.

Funds (including unit trusts, OEICs and structured products):‍
Platform Fee: 0.35% per year (on the first £200,000); 0.20% (on the value above £200,000)

‍Dealing Fee: No charge
‍
‍
‍Shares:
No share dealing

Capital at risk.

Platform Fee: 0.30% per year, minimum of £2 per month (on the first £50,000); 0.20% (on the value between £50,000 and £1m); No charge (on the value above £1m);
‍
*Accounts over £2 million will be charged differently based on pre-agreed terms
‍

‍Funds:‍
‍Dealing Fee: No charge
‍
‍
‍Shares (including ETFs):
Dealing Fee: 0.04% per deal (minimum of £7.50)
‍
‍Transfer Out Fee: £1 (line of stock); £25 (whole portfolio)

Capital at risk.

This is a robo-advisor or 'Do It For Me' platform

Platform Fee: 0.40% per year

‍Ongoing Charges Figure (OCF): 0.76% (avg.)

Capital at risk.

Funds:‍
Platform Fee: 0.15% per year (capped at £375)

‍Dealing Fee: No charge
‍
‍
‍Shares:
No share dealing

Capital at risk.

This is a robo-advisor or 'Do It For Me' platform

Initial Investment Charge: 0.25% on each contribution

‍Ongoing Advice Charge: 0.50% per year

‍Platform Fee: 0.25% per year

‍Ongoing Charges Figure (OCF): 0.14% (avg.)

Capital at risk.

This is a robo-advisor or 'Do It For Me' platform

Platform Fee: 0.60% per year

Average Ongoing Charges Figure (OCF): 0.22% (original portfolios); 0.66% (ethical portfolios)

Capital at risk.

Wealthsimple is a low-cost robo advisor offering a quick and easy way to invest in diversified portfolios. Its products include Stocks and Shares ISA, Junior ISA, Personal Pension and Personal Investment Account.

Basic Plan (invest £0 - £100k):‍
Platform Fee: 0.70% per year

‍Ongoing Charges Figure (OCF): 0.20% (avg.)
‍

Black Plan (invest £100k+):‍
Platform Fee: 0.50% per year

‍Ongoing Charges Figure (OCF): 0.20% (avg.)

Capital at risk.

Platform Fee: 0.40% (on the first £50,000); 0.30% (on the value between £50,000 and £100,000); 0.20% (on the value between £100,000 and £250,000); 0.15% (on the value above £250,000)


Funds:‍
Dealing Fee: No charge
‍

Shares (including investment trusts and ETFs):‍
Dealing Fee: £7.50 per deal

Capital at risk.

Shares:
‍Dealing Fee: £5.95 per deal

Transfer Out Fee: £15 per stock

Capital at risk.