Budget by KoodyBETA

Your solution to personal budgeting without the need to connect your bank account.

Get the app

Please note: To enjoy using Budget by Koody on your iPhone or Android, you must add the app to your Home Screen. Watch this short tutorial video.

Two screenshots of Budget by Koody

Budget by KoodyBETA

Welcome! 🎉
Two screenshots of Budget by Koody

Your solution to personal budgeting without the need to connect your bank account.

Get the app

Please note: To enjoy using Budget by Koody on your iPhone or Android, you must add the app to your Home Screen.  Watch this short tutorial video.

A screenshot of historical data on Budget by Koody
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No Banking Info Required

Budget by Koody offers a risk-free solution to budgeting by giving you the control to input your own transactions.

It is a budgeting app that does not require you to sync your bank account or share any sensitive data, so you’ll rest easy knowing that the money in your account is untouched, safe and secure.

Get the app

❗️Don't forget to add the app to your Home Screen. Watch tutorial.

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Track your Spending

Budget by Koody gives you total control over your budget, so that you can account for every transaction with as much detail as you’d like. Enter your own personalised titles, input specific amounts down to the penny, store your receipts digitally and add personal notes to each manual transaction.

Use Budget by Koody to pre-plan or forecast your bank transactions and help you avoid any overdrafts, all without the need to connect to your bank account.

Get the app

❗️Don't forget to add the app to your Home Screen. Watch tutorial.

A screenshot of the Expenses tab on Budget by Koody
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Categorise Expenses

Budget by Koody allows you to input monthly spending limits into twenty different budget categories, ranging from Groceries, Rent and Household Bills to the more personal expenses such as Drinking and Eating Out. Users can also take advantage of the ‘Miscellaneous’ category to input expenses that may not suit any of the existing categories.

Customise your spending categories with an image of your choice to make the app personal to you, or to help incentivise your savings. 

Get the app

❗️Don't forget to add the app to your Home Screen. Watch tutorial.

A screenshot of the Categories tab on Budget by Koody
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Get Spending Insights

Monitor your progress and spending habits through the app’s stored historical data, where you can track expenses dating back several months and use them to set new goals.

Receive a continually updated overview of your monthly spending, with a reminder of your total monthly budget, total monthly spend and remaining daily spending limit to keep you within your budget.

Get the app

❗️Don't forget to add the app to your Home Screen. Watch tutorial.

A screenshot of the Budget tab on Budget by Koody
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View Reminders

View all your upcoming expenses, such as household bills and subscriptions.

Simply set your payment frequency and let Budget by Koody do the rest. Choose from weekly, bi-weekly, monthly, quarterly or yearly payment frequencies.

Filter your expense reminders by date for ease of access, or simply track them all in one place.

Get the app

❗️Don't forget to add the app to your Home Screen. Watch tutorial.

A screenshot of reminders on Budget by Koody
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Discover Learning Resources

Use Budget by Koody’s handy ‘Discover’ tab to access a host of personal finance resources and guides, including the Koody Community and Koody Blog.

Learn about Investing, Pensions, Savings and more to keep informed and kickstart your journey towards financial freedom.

Get the app

❗️Don't forget to add the app to your Home Screen. Watch tutorial.

A screenshot of the Discover tab on Budget by Koody
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Upload Receipts

With Budget by Koody’s Receipts feature, you won't have to continually fish for receipts at the bottom of your bag, risk misplacing them or worry about the all too familiar problem of your receipt ink fading.

Simply snap a photo of your receipts and store them digitally so that you can access them at any time, all in one place.

Your digital receipts will give you a reliable papertrail of your expenses, helping you fact-check and keep your budgets accurate.

Get the app

❗️Don't forget to add the app to your Home Screen. Watch tutorial.

A screenshot of Receipts on Budget by Koody
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Subscribe to The Plug

Every month, we send you The Plug - a curation of the best personal finance content in the UK. We share real-life stories, how-to guides, top personal finance news, popular community questions, and tips to help you stay on top of your money.

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Budget by Koody

Budget by Koody is a free money management and budgeting app that offers a simple and personalised approach to keeping you on track with your finances, giving you complete control to account for your expenses and monitor your spending habits over time.

The Budget by Koody app is suitable for most people, including singles, couples and students. You do not need to link your bank account to access Budget by Koody. Simply download the app, and start budgeting free of charge.

Get the app

❗️Don't forget to add the app to your Home Screen. Watch tutorial.

Koody Man with Laptop

Subscribe to The Plug

Every month, we'll send you The Plug - a curation of the best personal finance content in the UK. We share real-life stories, how-to guides, top personal finance news, popular community questions, and tips to help you stay on top of your money.

Thank you! Your submission has been received!
Error: This email cannot be added because it may already be on our list. Please enter a different email address.

Read The Plug