Saving | Best Savings Accounts in the UK

Saving for Beginners

Learn how to start saving, whether or not it's okay to save when you have debts and if you should be saving or investing. ISA or not? This quick and easy-to-read guide helps you navigate the world of saving in the UK. Learn about the different types of savings accounts and discover which is right for you. Click to learn more.

What is an ISA?

An ISA or Individual Savings Account is a savings or investment account you do not pay tax on. This means any interest you earn on these accounts is tax-free. For the tax year 2020/21, you can save or invest tax-free up to £20,000. Click to read our top ISA need-to-knows.

Top Cash ISAs

Cash ISAs are a type of savings accounts you never pay tax on. This tax year (2020-21), your ISA allowance is £20,000. You may save all or some of your allowance in a Cash ISA. Click to learn more and to discover our top easy access and fixed rate Cash ISAs.

Top Savings Accounts

Savings accounts allow you to save money with a regulated financial institution and earn interest. Click to learn more and to discover the highest interest-paying easy access accounts, notice accounts and fixed-rate savings accounts.

Top Regular Savings Accounts

Regular savings accounts require you to put some money away each month with interest paid yearly. They typically offer higher interest rates than traditional fixed, notice or easy-access savings accounts, but have stricter terms. Click to learn more and to discover our best Regular Savings Accounts.

Auto-saving Apps

When you sign up for auto-saving, you give a bank or fintech permission to regularly put some of your money aside in a separate bank account, wallet or pot. We've reviewed 5 popular auto-saving apps - Tandem, Plum, Chip, Cleo and MoneyBox. Click to learn about them.

Lifetime ISAs

Lifetime ISAs allow you save up to £4,000 every tax year towards your first home or retirement. The government then adds a 25% bonus on top of what you save. This means you could get up to £1000 in free money every year. Click to learn more and to discover our best buys.

Help to Buy: ISAs

Help to Buy: ISAs are now closed to new applicants. However, if you bought one before the deadline, we've compiled everything you need to know including getting a better rate, transferring to a Lifetime ISA if you want to and claiming your 25% bonus. Click to learn more and to discover our best buys.