Money Mentor

Hi, I am 24. I have a stable job, and I am really good with money. I plan to buy a house in five years and would like to know how my credit score would affect my mortgage application. Also, what credit score do you need for a mortgage?

When investigating low cost index tracker funds, I couldn't see why people who are investing for the long term would choose ETFs over index funds... Are there any differences that affect long term returns?

Hi everyone, my question is about things to do before investing in the stock market - I have set aside an emergency fund equal to one-year’s worth of living expenses. Other than that, is there anything else I should take into consideration before investing?