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Top Regular Savings Accounts
(1.5% - 2.75%)

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Regular savings accounts require you to put some money away each month with interest paid yearly. They typically offer higher interest rates than the traditional fixed, notice or easy-access savings accounts but have stricter terms such as limiting the number of withdrawals you can make in a year and the maximum amount you can save in a month. The interest rate is usually fixed for 12 months, so you’ll need to open another one and possibly with another provider if you want to continue enjoying high rates after one year.

Below, you’ll find the regular savings accounts which pay the highest interest in the UK. Most providers require you to have a current account with them before accessing a regular savings account. We tell you which ones below.

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One more thing...

Quick Tip 💁
Fixed interest rates remain unchanged throughout the one-year period.
Variable interest rates can go up or down at any time.

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Every month, we’ll send you The Plug - a curation of the best personal finance content in the UK. We share real-life stories, how-to guides, top personal finance news, popular community questions, and tips to help you stay on top of your money.