Currensea is a Direct Debit travel card that you can link to your personal bank account and use to save on FX fees when travelling abroad. Depending on your chosen Currensea plan, you could save anywhere from 85% to 100% on FX fees worldwide.
Currensea conveniently connects to your bank account through Open Banking, so there is no need to prepay, top-up or create a new bank account when you sign up for a Currensea card.
Currensea has two offerings - Currensea Personal and Currensea Business.
Pay In Any Currency
Access Spending Insights
Connect Bank Accounts
It’s free to download the app and get started with Currensea.
Then, Currensea has three subscription plans to choose from.
Currensea business has separate pricing plans. Click here to learn more.
Yes, Currensea is authorised and regulated by the Financial Conduct Authority (FCA) to carry out payment services activities. Have a look at its regulatory permissions on the FCA Register.
Yes, in order to access and pay using your Currensea card, you need to connect Currensea to up to two bank accounts.
According to Currensea, it offers the same level of protection as your bank when keeping your information safe. Please note that Currensea accounts are not covered by the Financial Services Compensation Scheme (FSCS).
Yes, you can withdraw cash from your Currensea card at any ATM that accepts Mastercard.
For withdrawals over £500 per month, a total mark up of 2% is applied on the exchange rate for the Essential Plan, and 1% for the Premium Plan and Business or Freelance customers. For those on the Elite Plan, there is only a 1% exchange rate mark up on withdrawals over £750 per month.
Yes. For each successful referral, you and the friend you refer will receive £10 when they spend their first £100 in foreign currency within 120 days of opening their Currensea account. Your referral code or link can be accessed through the mobile app or Currensea website.
Visit Currensea’s website here.
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