Below, we compare two popular payment cards - Curve and Currensea.
Curve gives you the power to spend money from any of your accounts using just one card, whilst Currensea works as a Direct Debit travel card that you can link to your personal bank account and use to save on FX fees when travelling abroad.
Use the tabs below to learn more about the differences between Curve and Currensea.
Curve declutters your wallet by effectively merging your payment cards into one.
It allows you to access your spending history at any time and notifies you with every payment to help keep track of your finances.
Simply download the Curve app, select your preferred card to activate it and pay instantly.
Click here to learn more.
It’s free to download the Curve app and get started with Curve.
Then, Curve has three subscription plans to choose from.
Click here to learn more about Curve's pricing.
Yes, Curve is authorised and regulated by the Financial Conduct Authority (FCA) to carry out payment services activities. Have a look at their regulatory permissions on the FCA Register.
Yes, in order to access and pay with various cards via the Curve app, you need to connect Curve to your bank account(s).
According to Curve, your I.D. and card details are protected, and your bank details are not shared with any retailers you purchase from.
Curve adheres to the GDPR (General Data Protection Regulation) and PCI DSS (Payment Card Industry Data Security Standard), which endeavours to keep your personal data, along with the payment systems you use, safe.
Curve also offers customer protection of up to £100,000 to cover you for fraudulent activity, faulty goods, failed refunds and more.
Yes, you can withdraw cash from your Curve card at any ATM that supports Mastercard Cards.
Yes. Earn Curve Cash by referring your friends and family. For each successful referral, you get 30 additional days of 1% cashback across all your spending with Curve. This is also cumulative, so for each extra person you sign up who uses Curve, you'll receive an extra 30 days of 1% cashback to enjoy!
Visit Curve’s website here.
Currensea is a Direct Debit travel card that you can link to your personal bank account and use to save on FX fees when travelling abroad. Depending on your chosen Currensea plan, you could save anywhere from 85% to 100% on FX fees worldwide.
Currensea conveniently connects to your bank account through Open Banking, so there is no need to prepay, top-up or create a new bank account when you sign up for a Currensea card.
Currensea has two offerings - Currensea Personal and Currensea Business.
With your Currensea card, you can:
Pay In Any Currency
Access Spending Insights
Connect Bank Accounts
Click here to register for your Currensea Business card.
It’s free to download the app and get started with Currensea.
Then, Currensea has three subscription plans to choose from.
Currensea business has separate pricing plans. Click here to learn more.
Yes, Currensea is authorised and regulated by the Financial Conduct Authority (FCA) to carry out payment services activities. Have a look at its regulatory permissions on the FCA Register.
Yes, in order to access and pay using your Currensea card, you need to connect Currensea to up to two bank accounts.
According to Currensea, it offers the same level of protection as your bank when keeping your information safe. Please note that Currensea accounts are not covered by the Financial Services Compensation Scheme (FSCS).
Yes, you can withdraw cash from your Currensea card at any ATM that accepts Mastercard.
For withdrawals over £500 per month, a total mark up of 2% is applied on the exchange rate for the Essential Plan, and 1% for the Premium Plan and Business or Freelance customers. For those on the Elite Plan, there is only a 1% exchange rate mark up on withdrawals over £750 per month.
Yes. For each successful referral, you and the friend you refer will receive £10 when they spend their first £100 in foreign currency within 120 days of opening their Currensea account. Your referral code or link can be accessed through the mobile app or Currensea website.
Visit Currensea’s website.
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